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I got an e mail this morning about my trophy shipment from last years safari. I was a bit surprised at the amount and looked at the detail. There was about $1,300 added for insurance. I have never seen this before on any if my international trips including 16 prior trip to Africa. Has anyone ever actually purchased this type of insurance ? Has anyone ever had a claim? I am thinking of declining the insurance for a variety of reasons. These include: 1- The trophies can't be replaced. For example, no amount of money can replace the leopard I shot last year, especially under the circumstances. 2- I have not seen a policy form. I have no idea what is covered and what the exclusions are. 3- I have no idea who the insurance company is and the company's financial condition. 4- I assume that this is a Zimbabwean insurance company. If they don't pay, it is hard to fight them. What am I missing? | ||
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Your questions are the same reasons I declined the coverage. Particularly the notion that it was a Zim company issuing the coverage. The cynic in me bets they don't pay out many claims. Will J. Parks, III | |||
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I paid insurance from RSA a few years ago. Boat from RSA - Sweden all went ok. Cost me around 900 USD if I remember correct. I could decide what animals I wanted insured in the shipment and all 900 USD went on the ele tusks | |||
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I would ask to see the declarations page, page one. Who is the "insured"? You or them. Also, if you feel the need for some Coverage, ask them to shop it around. My recent shipment that included elephant tusks had a premium of under $400. I think someone is padding the cost for a little extra profit. Tom ...I say that hunters go into Paradise when they die, and live in this world more joyfully than any other men. -Edward, duke of York ". . . when a man has shot an elephant his life is full." ~John Alfred Jordan "The budget should be balanced, the Treasury should be refilled, public debt should be reduced, the arrogance of officialdom should be tempered and controlled, and the assistance to foreign lands should be curtailed lest Rome become bankrupt. People must again learn to work, instead of living on public assistance." Cicero - 55 BC "The smallest minority on earth is the individual. Those who deny individual rights cannot claim to be defenders of minorities." - Ayn Rand Cogito ergo venor- KPete “It is not from the benevolence of the butcher, the brewer, or the baker, that we expect our dinner, but from their regard to their own self-interest. We address ourselves, not to their humanity but to their self-love, and never talk to them of our own necessities but of their advantages.” ― Adam Smith - “Wealth of Nations” | |||
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In South Africa the insurance should not be more than 0.5% of total taxidermy costs. Adding extra to the insurance for your own gain is actually illegal. You can of course add extra insurance to certain items. Frederik Cocquyt I always try to use enough gun but then sometimes a brainshot works just as good. | |||
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We had a client with a similar situation last year with trophies coming from Zimbabwe. I called the company shipping the trophies for him and asked about the insurance and what was actually covered. The only cost that was covered for the insurance was the cost of dipping, packing and shipping, which was a negligible amount compared to the cost of the safari and the respective trophy fees. He declined the insurance and all trophies arrived in good shape. Greg Brownlee Neal and Brownlee, LLC Quality Worldwide Big Game Hunts Since 1975 918/299-3580 greg@NealAndBrownlee.com www.NealAndBrownlee.com Instagram: @NealAndBrownleeLLC Hunt reports: Botswana 2010 Alaska 2011 Bezoar Ibex, Turkey 2012 Mid Asian Ibex, Kyrgyzstan 2014 | |||
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I was billed for insurance on an '08 Moz safari, roughly $1500. Six trophies, supposedly $30,000 worth of insurance, so should be $5,000/ trophy. Three were either no-shows or damaged, after fighting for 2 years received $1,300. This was through World Wide Logistics,Inc., S.Africa. The insurance underwriter was Lloyd's. I thought they would be a safe bet. Guess again. I would personally decline another charge for insurance, it wasn't worth a hill of beans to me. And I won't even get into the BS and roadblocks I was fed by World Wide Logistics, before finally just being ignored/ not responded to. | |||
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What value of the shipment did you declare. I lowered my insurance bill last fall by declaring only the value of the taxidermy, not the value of the safari costs, since I had plenty of pics. My Trophies were sent from RSA as I had the taxidermy done there at much lower cost than if done here in the states. | |||
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Excellent post! I have the same questions. The insurance seems unreasonably high, and doesn't seem to cover you from door to door. I'm having Taxi work done now in SA,and was wondering if I should decline the insurance. However, my thought is, that if I decline completely, that "could" affect the overall handling of my stuff.. I looked on the SCI website, and there is NOTHING there discussing or advising about this. I would really like to hear and read more posts regarding this topic. NRA Benefactor. Life is tough... It's even tougher when you're stupid... John Wayne | |||
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I declared the value of the SAFARI,and PAID THE PREMIUM for the value of the safari, but when all was said and done, was lucky to get the value of the CAPES, even though I had the taxidermy work done in SA and the MOUNTS were damaged/ missing. I really don't think it matters all that much what the contract says (all the lawyers may disagree here), but who you can actually hold responsible and how much money you are willing to spend to make things right. It always seems to come down to the Law of Diminishing Returns, and this is not lost on the underwriters and those who make the contracts. JMHO | |||
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I'll bet if you made a claim they'd never pay it. Jerry Huffaker State, National and World Champion Taxidermist | |||
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