MS Paint: the image software that comes with every copy of windows. Try clicking on the "Start" button, and go to "accessories", it should be there.

"Transparent": makes the background of the lettering "transparent so that only the letters are visible over the image. Otherwise you will have a rectangular block in the middle of the picture

Photohost: an online imagehosting service so you can post photos online. Photobucket and Imagestation are two examples.

Windows is one of the most user friendly system around. If you think this is difficult, try AutoCad!

Toolmaker

I really do appreciate any help that anyone offers, but this messed up old brain of mine just doesn't comprehend computer speak and has an even worse time remembering anything! derf

I'm on a computer here at work.(?)
A log is kept about where we go on the net.We have to be careful about not opening attachments, paint and all the other toys,ect.
When I get home I'll try out your banner thing.
I'm down there with Derf as far as Computer wizardry goes.
I still haven't figured out how to post a picture.And believe me , I have some Lulu's.

Better the devil you know,eh?

Toolmaker