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Picture of tonto
posted
Some low life broke into my camp and stole my sons rifles. Two of them were just stock guns. One was a custom 30/06 I put together for him.(a graduation gift) I need a replacement cost for it. I can add up the cost of the parts but not being a pro gunsmith I am not sure the insurance co will go for it? (not sure they will be happy with the info being from his father)
Any good ideas? I know the cost of a custom depends alot on the rep of the smith.
Thanks
Dean
 
Posts: 1057 | Location: adirondacks,NY ,USA | Registered: 30 December 2001Reply With Quote
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Why not go to the smith who originally built it to get the estimate of what a replacement would cost today?
 
Posts: 4799 | Location: Lehigh county, PA | Registered: 17 October 2002Reply With Quote
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Picture of tonto
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I built it thats the problem
Thanks
 
Posts: 1057 | Location: adirondacks,NY ,USA | Registered: 30 December 2001Reply With Quote
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Picture of vapodog
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quote:
the cost of a custom depends alot on the rep of the smith.

and the grade of wood in the stock
and the maker of the barrel blank
and the type of sights installed
and any engraving
and the coverage of checkering
and the type of scope installed
and the type of finish (rust blued?)
and the
and the
etc

Unless you have a photo and possibly a rider on your insurance policy covering such items you're likely going to be reimbursed as though you owned a $400 gun!


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Posts: 28849 | Location: western Nebraska | Registered: 27 May 2003Reply With Quote
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I would tend to agree with VapoDog ;

Look for a NICE 30/06 retail as a replacement value and " PRAY " !.

Insurance company's are like ? , well Dimwitted Municipalities types who figure a Standard

price should be a buy back programs going rate . Wood is wood an action and barrel ,

what are you saying ?

What kind of action are we talking sir ? , are you engaged in any illegal activity !.

Your policy doesn't cover , YOU get the drift !.
 
Posts: 4485 | Location: Planet Earth | Registered: 17 October 2008Reply With Quote
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Picture of MyNameIsEarl
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Insurance companies think differently than anyone else. Unless you have documentation showing what it is worth, they will only give you what the average value of a 30-06 is worth. I know several people that have gone through the very same thing. That is why it is important to keep receipts on everything of value.
 
Posts: 768 | Location: Camp Verde, AZ | Registered: 05 February 2006Reply With Quote
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I hope your insurance company will cover any of it. I haven't checked lately but many companies top things like firearms at $1000/per occurence unless you have a specific rider for them.

BTW if you're a member of the NRA you have some insurance as well.

Assuming it's covered anyway, as far as the custom rifle goes, mostly it will depend on your agent and adjuster. I'd try to find something similar on gunbroker or a similar custom rifle. Keep in mind, if you're reasonable, they might look kindly on your claim, if you claim that it was worth $10,000 then you're not going to get very far in my experience.


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Posts: 17099 | Location: Texas USA | Registered: 07 May 2001Reply With Quote
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