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Picture of Grumulkin
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I currently use the Sportsman's Insurance Agency, Inc. to insure my firearms but I was thinking maybe there is a better company to go with. My firearms would have to be insured in my home as well as when I travel even internationally.

Suggestions as well as experiences good and bad with this and/or other companies would be appreciated.
 
Posts: 2911 | Location: Ohio, U.S.A. | Registered: 31 March 2006Reply With Quote
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Picture of cal pappas
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Eastern Insurance has the best I've found as to rates and coverage.
But, twice when I emailed to add a rifle I didn't get a reply.
Cal


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Posts: 7281 | Location: Willow, Alaska | Registered: 29 June 2009Reply With Quote
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I switched to Cor-Vens prior to my June safari. Lots of coverage for small premiums.


Mike
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Posts: 3577 | Location: Silicon Valley | Registered: 19 November 2008Reply With Quote
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I use Cor-Vens as well!


Rusty
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Posts: 9797 | Location: Missouri City, Texas | Registered: 21 June 2000Reply With Quote
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Picture of MJines
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Just get a rider on your homeowners policy.


Mike
 
Posts: 21719 | Registered: 03 January 2006Reply With Quote
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I haven't ever insured my guns, in part because they are all pretty basic factory rifles and I've figured that between the insurance premiums and the time and effort involved in filing a claim and deductibles, I would probably lose money. That said, if I had some really high dollar firearms ($5 - $6k plus) I probably would insure them.

The biggest question I would have around gun insurance is not which company has lower premiums but which companies honor claims efficiently.

Any input would be appreciated.

Sorry to Grumulkin if I've gotten off topic.
 
Posts: 344 | Location: Reno, Nevada | Registered: 05 September 2007Reply With Quote
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I was reluctant to insure my guns years ago. Been with Nationwide for 40 years. They no longer insure guns as a rider.
Sucked it up and went with State Farm (same rates as NRA).
Went to Africa one summer. Insured the guns I took with Sportsman Ins. Agency(SCI). Three months later my house burned down. I lost 65 guns.
State Farm had an agent at my house 2 days later. Claim paid in 2 weeks. Sportsman settled in one month.
These were mostly run of the mill guns, but I got the full value for them and replaced what I wanted. I still have coverage with State Farm.


Larry Rogers
 
Posts: 259 | Location: eastern WV | Registered: 01 December 2011Reply With Quote
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I appreciate all the ideas and information.

I have some calls to make.
 
Posts: 2911 | Location: Ohio, U.S.A. | Registered: 31 March 2006Reply With Quote
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I just use high quality safes bolted to my basement floor.


NRA Patron member
 
Posts: 2649 | Location: Minnesota | Registered: 08 December 2006Reply With Quote
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quote:
Originally posted by df06:
I just use high quality safes bolted to my basement floor.


Doesn't protect you too much for travel though, or a hot fire, flood, etc.


Mac

 
Posts: 1747 | Location: Salt Lake City, UT | Registered: 01 February 2007Reply With Quote
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