Ole and his wife, Lena, moved back home to Minnesota from Arizona.
Lena had a wooden leg, and to insure it in Arizona was $2,000 per year! When they arrived in Minnesota, they went to their insurance agent, Sven, to see how much it would cost to insure the leg.
Sven looked it up on his computer and told the couple, "That will be thirty-nine dollars." Ole was shocked and asked why it was so cheap here in Minnesota to insure it, because it had cost him $2,000 in Arizona! Sven turned to his computer screen and said, "Vell, here it is, direct from the Minnesota Fire Insurance Company. It says: "Any wooden structure, with a sprinkler system over it, is thirty-nine dollars."
I always did find the Minnesota logic far superior to most others.
