Once upon a time there was a young frog. He had moved out of his parents home when the new batch of brothers and sisters arrived.

He moved to the other side of the pond, and got a job, but had no way of getting a home of his own. He spoke to the salamander who lived in a hole nearby.

The salamander told him to go to the pond bank and get a loan to buy a home. He also asked the frog if he had anything to use as collateral. The frog asked what that was, and the salamander explained that it was something of value to secure the loan. In this case, a sort-of momento or knick-knack.

The frog said, all I have is this piece of bark that I float around on. So the salamander told him to take that and see.

So, the frog paddles up to the bank and asks to see the Loan Officer. The young lady frog teller sends him to interview with miss Patty Black, who was the residential loan officer.

Patty Black explains the home loan procedures, and asks him if he has any money for a down. When he tells her no, she asks if he has any other collateral. He says, I have my piece of bark that I float around the pond on.

Patty tells him they have to go see the bank president, to see if his bark is sufficient.
When the president looks at the bark and the frog's loan app, he turns to her and says "It's a knick-knack, Patty Black, so give the frog a loan...".


Rich

I like it!

Cute...but a long run for a short slide.

You think that's bad;I have one that lasts 30 minutes telling time with the punch line of "wow,that's a long way to tip arary."You don't want to know;it will get you thrown out of parties.

You must be off your game as I could see than one coming,

depriving myself of Amarula for Lent is beginning to take its toll...

And if his father was a member of a British rock and roll band, the loan officer could have said, "It's a knick-knack, Patty Black, give the frog a loan. His old man is a Rolling Stone."