Thanks once again!I really appreciate any lampooning of that bad joke Biden.Other than his political affiliations my personel venteda to that S.O.B.is as follows.When he signed up under the last administration he was still wanting to take care of his constituents;I.E. Wilmington,De. (home of the credit card companies).i have excellent credit. I had to put some medical on the card + overnight this S.O.B. managed to jack the rates from 6% to 26%. Gotta take care of your own people right?I had to cash in my annuities because as the broker said,your penalties will over ride anything you make in per centage.So yes I have a problem with that son of a bitch.There went a good part of my retirement cushion.