Never underestimate A Texas Redneck cowboy:

A Redneck from Sweetwater, Texas walked into a bank in New York City and
asked for the loan officer. He told the loan officer that he was going to
Paris on an international redneck festival for two weeks and needed to
borrow $5,000 and that he was not a depositor of the bank.

The bank officer told him that the bank would need some form of security
for the loan, so the Redneck handed over the keys to a new Ferrari. The car
was parked on the street in front of the bank. The Redneck produced the
title and everything checked out. The loan officer agreed to hold the car
as collateral for the loan and apologized for having to charge 12%
interest.

Later, the bank's president and its officers all enjoyed a good laugh at
the Redneck from the south for using a $250,000 Ferrari as collateral for a
$5,000 loan. An employee of the bank then drove the Ferrari into the bank's
private underground garage and parked it.

Two weeks later, the Redneck returned, repaid the $5,000 and the interest
of $23.07. The loan officer said, 'Sir, we are very happy to have had
your business, and this transaction has worked out very nicely, but we are
a little puzzled. While you were away, we checked you out on Dunn &
Bradstreet and found that you are a highly sophisticated investor and
multimillionaire with real estate and financial interests all over the
world. Your investments include a large number of wind turbines around
Sweetwater , Texas .. What puzzles us is, why would you bother to borrow
$5,000?

The good 'ole Texas boy replied, 'Where else in New York City can I park my
car for two weeks for only $23.07 and expect it to be there when I return?

I like cowboys, Texans, rednecks, and your joke.