28 May 2008, 01:32
WannabeBwanaCredit card question
I live in Canada and am travelling to Namibia in August.
I know that if I use my credit card, the transactions are going to be either in US$ or N$. Then, the credit card company will charge me an exchange rate of 2.5% on all my purchases to convert to Cdn$.
I've got US$ accounts, but the credit card company won't let me pay in US$, I have to pay the conversion rate.

Does anyone know a company where I, as a Canadian, can get a credit card that will bill me in US$??
The alternative is to take all of my funds in US$ travellers cheques, which have no exchange rate, but that's a lot of money to carry around.
Any other suggestions?
If the company you are hunting with has a US agent pay the biggest part of your fees up front before you head over. Then pay the smaller balance any way you like and it will not sting so much even if you have to pay a conversion fee.
Wannabebwana,
CIBC has a US Dollar Visa, with a few other features like free travelers cheques. Worth a look.
http://www.cibc.com/ca/visa/us-dollar-visa-card.html28 May 2008, 07:46
JohnCrightonI'm using Capital One for my cc purchases in Namibia - they charge NO conversion or exchange fee.