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Cancel your credit cards before you die

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29 June 2006, 05:51
Eland Slayer
Cancel your credit cards before you die
Cancel your credit cards...THIS IS SO FUNNY!!!


Be sure and cancel your credit cards before you die. This is so
priceless, and so easy to see happening, customer service being what it is today.


A lady died this past January, and Citibank billed her for February and
March for their annual service charges on her credit card, and then added
late fees and interest on the monthly charge.

The balance had been $0.00, now is somewhere around $60.00.

A family member placed a call to Citibank:
* ? Family Member: "I am calling to tell you that she died in
January."
**? Bank: "The account was never closed and the late fees and
charges still apply."
* ? Family Member: "Maybe, you should turn it over to
collections."
**. Bank: "Since it is two months past due, it already has been."
* ? Family Member: So, what will they do when they find out she
is dead?"
**? Bank: "Either report her account to the! frauds division or
report her to the credit bureau, maybe both!"
* ? Family Member: "Do you think God will be mad at her?"
**. Bank: "Excuse me?"
* ? Family Member: "Did you just get what I was telling you - the
part about her being dead?"
** ? Bank: "Sir, you'll have to speak to my supervisor."

Supervisor gets on the phone:

* ? Family Member: "I'm calling! to tell you, she died in
January."
** . Bank: "The account was never closed and the late fees and
charges still apply."
* ? Family Member: "You mean you want to collect from her
estate?"
** ? Bank: (Stammer) "Are you her lawyer?"
* . Family Member: "No, I'm her great nephew." (Lawyer info
given.)
** ? Bank: "Could you fax us a certificate of death?"
* ? Family Member: "Sure." (fax number is given.)

After the Bank receives the fax:

** ? Bank: "Our system just isn't set-up for death. I don't know
what more I can do to help."
* ? Family Member: ! "Well, if you figure it out, great! If not,
you could just keep billing her. I don't think she will care."
** ? Bank: "Well, the late fees and charges do still apply."
* ? Family Member: "Would you like her new billing address?"
** ? Bank: "That might help."
* ? Family Member: "Odessa Memorial Cemetery, Highway 129, Plot
Number 69."
** ? Bank: "Sir, that's a cemetery!"
* ? Family Member: "What do you do with dead people on your
planet?"


_______________________________________________________

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29 June 2006, 09:34
Norman Conquest
My neighbor was fined $27,000.00 from the IRS for not filing in the 2 years after he died.


Never mistake motion for action.
29 June 2006, 12:02
Sambar 9.3
Was he annoyed, or still just dead?
Your IRS is something! Even our tax department quits chasing you after you die.......


Cheers, Dave.

Aut Inveniam Viam aut Faciam.
30 June 2006, 00:03
poletax
quote:
Your IRS is something!



The Pennies On A Dead Mans Eyes Aren't Even Safe. Smiler


My Strength Is That I Can Laugh At Myself,
My Weakness Is That I have No Choice.
30 June 2006, 01:18
Ben589
quote:
The Pennies On A Dead Mans Eyes Aren't Even Safe


Nor am I reading PT's threads. I just choked on my coffee.


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Cleachdadh mi fo m' féileadh dé tha an m' osan.
01 July 2006, 01:22
Stonecreek
Anybody ever hear of an estate? You'd be amazed how they can earn money, hire employees, and pay taxes just like people.