A frog hops into a bank (stop me if you've heard this one) and tells the lady at the desk that he needs to get a loan.

The lady tells him to take a seat and Patty Mac, the loan officer will be with him shortly.

He takes a seat and Patty Mac soon comes to get him and they go to her office. The frog tells her that he needs a loan.

She responds by asking if he has anything for collateral.

The frog takes a small, white, porcelain elephant from a little case and puts it on Patty Mac's desk.

Patty Mac, a bit puzzled, asks what is this and the frog responds that it is a collectible porcelain figurine that has been in his family for generations. It is all he has.

Patty Mac doesn't know how to respond so she calls in the bank's Vice President for some guidance.

The VP comes in a few minutes later and listens as she relays the frog's story.

He takes one look at the porcelain elephant and...



Wait for it



Wait.....



He says, "It's a nic nac Patty Mac, give the frog a loan."



Sorry

awe comeon now they are that bad